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The Contradictory Behavior Of Investment And Financing Is Not Only In Ordinary Life.

2016/7/23 15:59:00 36

Contradictory BehaviorInvestment And FinancingEconomic Situation

It has been pointed out that nowadays Chinese people have many contradictory behaviors in life. For example, we despise "fight father", but "hate father is not just". We hate "corrupt officials" but want to be rich. We despise "rich two generation", but when they are married, they think of "big money".

These contradictory behaviors in the process of investment management will eventually become a "stumbling block" on the road to becoming rich.

We must eliminate these contradictions if we want to get better financial management in the future.

Think carefully, contradictory behavior is not only in ordinary life, financial planners have summed up some contradictions in the process of investment and financing.

  

1, want to start earlier.

Investment and Financing

But it's slow to act.

A lot of people will say that it is not that I do not want to reason, but "I really do not have the money", and "I do not have time", and some even regard "I do not" as a reason for not taking action.

As a result, there is always a long period of game between "think" and "action". When it comes to action, it varies from person to person.

Such contradictory behaviors are most common among ordinary office workers.

  

2, know

Diversification investment

But he likes to put eggs in a basket.

In investment management, a word is very common, that is, "asset allocation". In other words, it is reasonable to diversify investment.

Many people know this truth, but often do it like "doing the opposite."

Some people feel that their assets are not large. If they diversify their investments, they will not get much profit from each place.

But if we focus on investment

High-risk

High yield products, such as stocks, will lose money if they lose money, and if they focus on low risk and low yield products such as monetary fund, there is little hope of making more profits.

3, clear long-term investment and financial returns higher, but also like to pursue short-term gains.

Investment and financing is a technology activity, and it will take a long time to get higher returns.

But many investors are more willing to pursue short-term gains, thinking that they can earn a lot of money in a short time, so that they will not have to spend much time thinking about what to do and invest.

Even when choosing investment products, there will be such tendencies, such as more willing to configure products such as stocks and funds, which will be able to see profits in the short term, and when they want to withdraw, when they want to withdraw, and do not want to configure products such as treasury bonds, stable profits and selected portfolio plans, and feel that the time is relatively long.

But in fact, the latter two are not only less risky, but also able to preserve and increase the value of wealth.

4, well versed in the fact that "high yield" is not reliable, but it can not resist temptation.

"High yield" is always the most attractive advertising language. Before this, China and Shanxi, Pan Asia and so on, all of them were attracted by investors under the banner of "high yield", and the result was "Ponzi scheme".

Many people in the industry have warned investors to be vigilant against the so-called "high yield".

Even if some people have a good understanding of the "high income", but with some other auxiliary conditions, it may still be a heartbeat.

It is suggested that when we see "high yield", we should remain calm and invest prudently.


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